CASh direct



MIcro loan system



A powerful system enhancing customer engagement, operating 24/7 with extensive reach to the target customers without limitations. Light-weight yet sophisticatedly designed to satisfy high standard of banking industry especially on encryption requirements, privacy protection and compliance control.


• Front-end User Interface – Mobile App with user-friendly workflow and design to delight customers with simple yet essential steps for microloan applications embedded with bank grade e-KYC system.


• Back-end Platform – Credit Underwriting system screening intelligently and automatically based on pre-defined/customizable sets of rules reviewed by industrial professionals for compliance covering majority of the applications, enabling operators shifting their focus on scrutinizing comprehensive cases with improved efficiency, effectiveness, and productivity. API-enabled platform integrating with bank’s existing loan system.



Credit Reference Platform (CRP)



CRP Gateway – A secure gateway connecting banks and HK ICL for the exchange of credit reporting on the individual customers. Built around HKICL CRP encryption message standard, our gateway provides the required security such as end-to-end encryption for the secure transactions. Numbers of key features include support of existing TUDF file format, sending requests simultaneously to multiple Credit Reporting Agencies (CRA) with effective notifications available through our interactive user interface in which operators can upload TUEF with due-diligence control and view/manage results.



Payment system



FPS Connect – A middleware that bridges between the FPS backbone and the banking system, translating the languages of both modern and legacy systems in accordance to the newly adopted ISO 20022 universal financial message scheme governed by HK ICL. Overhauling some of the legacy counterparts including ECG and DDAE, FPS Connect plays a key role in allowing instantaneous interbank payment services completed with the required top-notch security such as end-to-end encryption.



ekyc system



Know Your Customer – Anywhere


An advanced system powered by AI with deep learning and advanced optical character recognition (OCR) to prevent and defend against identity theft. User identity can be validated within seconds anytime, anywhere.


Via deploying our eKYC System, banks could be steps ahead in meeting industrial standard of Know Your Customer (KYC), adhering to government regulations, and stay compliant.



Ant-money laundry (AML) system



With our eKYC system, the client has taken the essential first step towards preventing fraud. Nonetheless, fraud detection is an ongoing process that occurs 24/7 mandatory to protect the end customers from the growing false pretences.


Our SMART AML solution assists financial institutions on detecting AML-related activities with screening capabilities backed by sophisticated matching algorithm, AI engine and big data as the backbone. Via the advanced deep learning mechanism, the AI engine keeps on evolving over time with increased number of screenings, complex cases, and tricky false pretences in which conventional rules-based methodology has been lacking.



Who We Are



Your Trusted Partner In Digital Business Transformation.


know more

©2022 Cash Direct Limited. All rights reserved.